About Lincoln Financial Group

Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the operating companies of Lincoln Financial Group had assets under management of $186 billion as of March 31, 2013. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services.

A Tradition of Strength: For over 100 years, Lincoln Financial Group and its affiliates have been positioned to help secure our clients' futures. That was true back in the early 1900s and it's true today, as we close out the first decade of the 21st century. Twelve million Americans trust Lincoln Financial to help them build, protect, and distribute their wealth during and after their lifetimes.

A Broad and Balanced Product Portfolio for Individuals: The companies of Lincoln Financial Group are known for innovation in life insurance and annuity products, and enjoy a leadership position among U.S. companies for life and annuities sales.

Integrated Solutions for Employers: Lincoln Financial Group offers a broad range of products and services focused on retirement, group life, group disability, and dental insurance, as well as growing defined contribution and group protection businesses. This includes servicing 91,000 retirement plans and group insurance contracts with approximately 8.7 million plan participants.

Three Powerful Distribution Platforms: Lincoln Financial Distributors, a leading wholesaling force of more than 600 professionals, has well-established relationships with wirehouses, regional brokerage firms, national banks, and independent advisors. Lincoln Financial Network encompasses active, experienced independent planners and producers across the country, who work directly with high net worth, affluent, and emerging affluent clients. Lincoln's worksite sales and service organizations are found in our Group Protection and Defined Contribution businesses.



We offer the stability and integrity you want
Building on more than 100 years of expertise and sound risk management, Lincoln Financial today has a strong financial foundation with ample capital and liquidity to cushion the company from further disruptions in the markets. As a result of our strong operating performance and our ability to successfully navigate the market challenges of the past, all four major ratings agencies have affirmed our financial strength ratings with a stable outlook.

We provide the focused insurance and retirement solutions you need
Our business is built around supporting and preserving your lifestyle — in your working years by helping you to grow your savings and provide income for your family's needs following an unexpected event, and in your retirement years by providing a guaranteed source of income to supplement your savings and investments. Specifically our advice and solutions allow you to:

Take advantage of life and disability benefits offered by your employer to protect against disruption of income, Prepare for retirement by accumulating assets during your working years and plan for income distribution in retirement, Manage your retirement income planning with tax-smart solutions, and Protect yourself and your family during and after your lifetime through life insurance and long-term care solutions.