Insurance Is a Matter of Trust

Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it's important to know that you can rely on your insurance policy to protect you. We draw from a vast pool of personal, property and commercial insurance carriers to help design the right coverage to suit your needs.


As an independent insurance broker, RJames Associates, Inc. also helps you find insurance solutions tailored to your individual or company needs. We will work with you to develop the right program for your circumstances. Most businesses today face challenges in attracting and retaining top employees. As a business owner, you understand the importance of employee benefits and their contribution to your overall business success. We will help you design a cost effective group plan that provides quality health coverage to your company while simultaneously promoting employee longevity.


We invite you to explore our comprehensive line up of consulting services and please feel free to contact us for additional information.

Featured Insurance Policies

Health Care Insurance


Accidents or illness can take place at the blink of an eye, but the consequences can be far-reaching and may include prohibitive medical bills or disability. Be sure that your health insurance has you covered.

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Overview of personal insurance policies

Personal Liability Coverage


Personal liability insurance is one of the most important policies you can own. Find out what sort of coverage your policy should provide.

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Commercial Property Insurance


Fire, storm, water damage - your commercial real estate is vulnerable to many risks. We'll help you determine your coverage requirements.

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Overview of commercial insurance policies