To plan for the future means to make certain commitments today. Life insurance is a crucial element of family planning because it ensures the financial security of the beneficiaries after the policyholder's death.

A life insurance policy provides you and your family with peace of mind. After all, it's nice to know that your loved ones are protected and can benefit from the fruits of your labor so they can invest in their own future.

Learn how to use life insurance as an asset to ensure that your family has access to cash to help them meet both their short-term and long-term financial needs. Plan ahead--buy enough life insurance to cover the potential costs of settling your estate and to ensure that the assets you leave to your survivors aren't less than you intended. Consider using life insurance to give to charity.

Consult your Life Insurance Professional about the various types of life insurance and how they may fit into your long term estate plans. Also contact an experienced attorney about the income and estate tax benefits of purchasing life insurance.

We also consult on the following type of life insurance policies:

• Group Term Life Insurance
• Group Whole Life Insurance
• Group Universal Life Insurance

For more information, please contact our life insurance specialists:

(516) 214-8308