Reasons Why All Employers Should Consider Offering
This Type of Coverage:
Over the last several years there has been a growing trend
toward voluntary dental benefits. In this economy, everyone is closely watching the value of their benefit dollar, so it’s important to consider many things before determining what type of dental
plan makes sense for your company or business.
Affordable dental care will always be important to employers. National surveys continue to cite dental coverage as one of the benefits that employees value most. For example, 62% of employees view
dental coverage as essential to their benefit package, according to a 2008 study by the National Association of Dental Plans (NADP). Various studies also show that solid dental benefits are
important for oral health.
Advantages and Disadvantages of Providing a
When the employer offers a dental plan on a voluntary or
employee-paid basis, the employee has the opportunity to get valuable coverage. In addition, employees trust that their company has done the work to choose a solid, cost-effective plan from a
reliable dental benefit carrier.
An employer that pays a greater share toward employee
benefits can have a distinct advantage over other employers going after the same labor pool. While this may not be as big an issue in times of high unemployment, two facts remain: The economy will
eventually turn around and competition for the best employees can be fierce even in a tight economy.
At RJames Associates, Inc. we offer a wide range of choices
that are sure to please even the most particular employer. We offer various plans that help meet the employer's need for a cost-effective dental benefit program and also to help employees manage the
cost of dental care for themselves and their families. Fortunately, most traditional plans today offer liberal services that are focused primarily on helping employees maintain good dental
Some of The Available Options and Plan Features
- Regular group and voluntary dental coverage available for
groups of 10 or more lives
- Traditional indemnity, Preferred Provider Option (PPO) and
scheduled benefit dental plans available
- Employee and dependent dental coverage
- Flexible plan designs with generous maximums
- Benefits available for preventive, basic, major and
- Adult orthodontia option available for larger
- Prior carrier credit for groups with dental coverage for
previous 12 months.
Making the Choice to Protect Employees’ Oral
Regardless of the dental benefits carrier they choose,
employers should be commended for the decision to provide dental benefits to their employees. People with dental benefits exhibit more healthy behaviors and better oral health habits – including
brushing, flossing and visiting the dentist more regularly – and are less likely to smoke.7
*7 NADP Report: The Haves and the Have-Nots: Consumers With
and Without Dental Benefits, February 2009.
Let us assist you in making the right choice for your
company dental plan. Just fill out the employer application located under the claims and quotes tab and one of our associates will get back in contact with you to go over your options.